(
catscradle Apr. 26th, 2005 02:58 pm)
...that time of year when medical insurance sky rockets. I was enjoying spring until I opened my benefits packet for the new fiscal year. There's a little flyer in it stating that insurance was going up 30% if you had PacifiCare, which I have. I freaked a little. But that was premature, because you see, it's going up 30% if you're single. Now if you have an additional person on the insurance, heh, it goes up, heh, 50%. So I'm thinking, maybe switch to the PPO, which is a bit cheaper. From last year it's gone up - heh, heh, 80%. 80. Fucking. Percent. How is this legal? How can it be fucking legal to gouge someone's paycheck like that? That's a rhetorical question, of course it's legal.
There is an alternative. I can switch to Kaiser Permanente. I hate Kaiser, I was with them before. It's warehouse medicine. I never saw the same doctor twice in the two years I was with them. They never prescribe the meds or tests I needed if they didn't fit into the Kaiser formula. And I *just* found the doctor I really love. I've been with them for a year now and I really like this family practice. But it's too expensive to keep. So I'm switching my little fam to Kaiser. My dog has better medical coverage than we do. =P
I'm not the only one that's switching. My boss can't afford PacifiCare for her family anymore. Just about everyone at my university that's not a Dean or higher in rank has dropped them. I'm wondering if PacifiCare is going to price itself out of existence.
There is an alternative. I can switch to Kaiser Permanente. I hate Kaiser, I was with them before. It's warehouse medicine. I never saw the same doctor twice in the two years I was with them. They never prescribe the meds or tests I needed if they didn't fit into the Kaiser formula. And I *just* found the doctor I really love. I've been with them for a year now and I really like this family practice. But it's too expensive to keep. So I'm switching my little fam to Kaiser. My dog has better medical coverage than we do. =P
I'm not the only one that's switching. My boss can't afford PacifiCare for her family anymore. Just about everyone at my university that's not a Dean or higher in rank has dropped them. I'm wondering if PacifiCare is going to price itself out of existence.